Open your heart to backing loans

back·er

/ˈbakər/


a person or group on The Halo App that loans at least $100 to a Borrower.

Reason to become a Backer:

  • Invest in people

  • Grow your savings

  • Help others

Borrow money from other people

bor·row·er

/ˈbärōər/


a person on The Halo App who accepts a loan of $100 or more, and repays their Backer.

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Reasons to borrow

We've all been there

Traveling on Plane

Travel 
Breathing room

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Video Blogger
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DIY 
Home help

Education 
Be prepared

Car 
Pot holes, etc.

Bill Help
Tough month

 
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d.
a.
b.
c.
e.
f.

Every loan is anonymous

Once you submit a loan request, Backers will see the following information:
 
a. Your Halo Score
b. Loan amount
c. Repayment period (you choose this)
d. Your repayment history
e. Purpose for funds
f. The Backer will then decide how much they'd like returned and submit an offer to you
 

 
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$600

Choose who sees your loan request

To request a loan, you will first need to select which Backers you want to notify through the app.

You can also send your loan request to every Backer on The Halo App. If you are not part of a Community Group, we will help you find one!

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Indianapolis

Soundspace

3k

13

$812,180

87%

$4,175

100%

Community Group 

She.bank

Users

41

Loan Requests

$31,480

Repayment

100%

Backers look for groups with high repayment 

When you repay your loans on time, you build trust for yourself and your Community Group.

Backers invest in Community Groups that repay at high rates. That means Backer Offers come to you much faster and at lower rates. 

 
Friends Watching Football

What is a Community Group?

A Community Group is a group of Backers and Borrowers who are connected by employment, similar interests, or even location.

Our Diamond Community is reserved for Borrowers with a 100% repayment history. Backers aggressively seek out loans in this Community Group because of its low risk, meaning:
   • Faster offers
   • 10% Interest Cap

 
 
 

Thank you for your interest in The Halo App!

If you signed up, we will be in contact with you soon.

We have a huge opportunity to work together and change the financial world. Everything will become available to us when we build trust through this app. If you do not repay a loan, you will be permanently banned from using our app, incentives, and official events. When you accept a loan from a Backer, you are also accepting a Social Contract. Please read this document carefully and completely. We can't wait to trust you!