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Open your heart to backing loans
back·er
/ˈbakər/
a person or group on The Halo App that loans at least $100 to a Borrower.
Reason to become a Backer:
-
Invest in people
-
Grow your savings
-
Help others

Open your heart to backing loans
back·er
/ˈbakər/
a person or group on The Halo App that loans at least $100 to a Borrower.
Reason to become a Backer:
-
Invest in people
-
Grow your savings
-
Help others
We take your safety very seriously
safe·ty
/ˈsāftē/
the feeling of being protected from or unlikely to cause danger or risk while using The Halo App
Top reasons Backers feel safe:
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Social Contract
-
Halo Score
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Community Model






























Filter your search by risk score
The Halo App Borrowers are assigned a rating from AA (lower risk, lower return) to E (higher risk, higher return).
Our Halo Score uses thousands of data points including real-time data, traditional financial scoring models, and personal reputation allowing us to understand and measure your trustworthiness.
Halo Score

Your bank information is safe and secure
It is simple to connect over 10,000 different banks or credit unions to your account
SSL Protected
All transactions are SSL (Secure Socket Layer) protected. Your information is securely transmitted during the processing of all payments. Our processing partners are PCI Service Provider Level 1 which is the highest grade of payment processing security. Your information is safe and secure.

Security
Indianapolis
Soundspace
3k
13
$812,180
87%
$4,175
100%
Community Group
She.bank
Users
41
Loan Requests
$31,480
Repayment
100%
We publish full repayment histories of all of our groups
We are discovering that Borrowers are incentivized to repay loans on time to attract more money into their Community groups.
Backers invest in Community Groups that repay at high rates. That means Backer Offers come faster and at lower rates.
Community
Security
The Halo App checks the boxes for security.
Your data is yours alone, and we ensure privacy and security throughout The Halo App for you and your contacts.
Privacy
The Halo App never stores personally identifiable information associated with the users in your community
Admin Features
Create, manage and monitor users' access to your church community group
Compliance
The Halo App's team of compliance experts helps ensure we meet or exceed industry standards.
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