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Safe Traveling

Open your heart to backing loans



a person or group on The Halo App that loans at least $100 to a Borrower.

Reason to become a Backer:

  • Invest in people

  • Grow your savings

  • Help others

We take your safety very seriously



the feeling of being protected from or unlikely to cause danger or risk while using The Halo App

Top reasons Backers feel safe:


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Filter your search by risk score

The Halo App Borrowers are assigned a rating from AA (lower risk, lower return) to E (higher risk, higher return).

Our Halo Score uses thousands of data points including real-time data, traditional financial scoring models, and personal reputation allowing us to understand and measure your trustworthiness. 

Halo Score
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Your bank information is safe and secure

It is simple to connect over 10,000 different banks or credit unions to your account

SSL Protected
All transactions are SSL (Secure Socket Layer) protected. Your information is securely transmitted during the processing of all payments. Our processing partners are PCI Service Provider Level 1 which is the highest grade of payment processing security. Your information is safe and secure.

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Community Group



Loan Requests




We publish full repayment histories of all of our groups

We are discovering that Borrowers are incentivized to repay loans on time to attract more money into their Community groups.

Backers invest in Community Groups that repay at high rates. That means Backer Offers come faster and at lower rates. 


The Halo App checks the boxes for security.

Your data is yours alone, and we ensure privacy and security throughout The Halo App for you and your contacts.


The Halo App never stores personally identifiable information associated with the users in your community

Admin Features

Create, manage and monitor users' access to your church community group


The Halo App's team of compliance experts helps ensure we meet or exceed industry standards.

Thank you for your interest in The Halo App!

If you signed up, we will be in contact with you soon.

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