It's true that some people are not good—don't be one of them
At The Halo App, we believe the economy will flourish when we
focus on each other. Our platform enables you to feel empowered
while investing in real people, with real lives. Our app is built on trust,
and everyone must do their part.
BE INDEPENDENT. BE DEPENDABLE.
We take the time to
We use thousands of data points including real-time data, traditional financial scoring models, and personal reputation allowing us to understand and measure your trustworthiness. We believe FICO and other scoring methods don’t give an accurate and unbiased picture of users ability to repay loans.
Users submit personal information for scoring
The Halo App collects user data and analyzes it
Scoring happens in just a few seconds
We want you to feel
safe and secure
Plaid makes it easy to log into any bank or credit union in the U.S. Once you link your account using your banking credentials, Plaid retrieves your account and payments can be set up in moments.
All transactions are SSL (Secure Socket Layer) protected. Your information is securely transmitted during the processing of all payments.
Our third-party payments company is a PCI Service Provider Level 1 which is the highest grade of payment processing security. Your information is safe and secure.